If you're like most people, chances are you're spending more than you need to—without even realizing it.
From everyday bills to common purchases, small overcharges add up fast. But the good news? It’s easier than you think to start keeping more money in your pocket.
We’ve uncovered 12+ areas where Americans are wasting money—and how to start saving big, starting today.
Heads up: many of these savings are only available online, and some may expire soon. So if you see something that could help you, don’t wait.
If you own your home, you might be able to reduce your monthly payments or unlock cash — even in 2025.
Some homeowners are using this to lower their payments or fund major expenses. If your home is worth more than you owe, you may be eligible — and checking only takes about 60 seconds. See if you qualify here.
With home values still high, now may be a smart time to act. Whether you're consolidating debt or just want to free up extra funds, this tool can show your options without any cost or obligation.
Once you're approved, your terms are typically locked in — even if conditions change later this year.
TIP: These offers are only for homeowners, and they may not last long. Check your eligibility now.
Renters are not eligible for this program.
It’s fast, free, and takes less than 60 seconds.
Here’s what insurance companies don’t want you to know: Many drivers are overpaying simply because they haven’t compared rates in the last 6 months.
If you’re paying over $63/month for car insurance, this free comparison tool can help you check in just a few minutes. You could save hundreds by switching to a better plan.
Auto insurers are constantly adjusting their rates — but they don’t reward loyalty. In fact, sticking with the same insurer often leads to higher premiums over time. Drivers who compare and switch are saving an average of $852/year.
REMINDER: You can cancel most insurance policies at any time and get a refund for the unused portion. If you find a better rate, make the switch today.
It takes about 4 minutes to complete. Click your vehicle year below to get started and see how much you could save:
Homeowners in eligible ZIP codes may qualify for major discounts on energy-efficient windows — no hidden fees.
Old or drafty windows could be costing you money every month. This free tool helps you find offers to upgrade to modern, energy-efficient windows that keep the cold out in winter and the cool in during summer — saving on your energy bills year-round.
See if you qualify here — it takes under a minute and could lead to big savings on your window replacement costs.
Many homeowners don’t realize that programs like this exist. If your windows are more than 5 years old, you could be eligible for rebates and installation offers in your area.
TIP: Offers may end soon depending on demand and budget caps. Check your eligibility now while it’s still open.
How It Works:
Step 1: You own a home.
Step 2: Your windows are 5+ years old.
Step 3: You live in an eligible ZIP code.
Credit card debt is at an all-time high — and Americans across all age groups are now turning to this relief program to consolidate what they owe into one manageable payment.
This private consolidation program is helping people combine $20,000–$200,000+ in credit card debt — without taking out a new loan and without upfront fees. It's designed to reduce monthly stress and help people regain control faster.
With credit card interest rates hitting record levels, more people in their 20s, 30s, 40s, 50s — and even into retirement — are exploring this path. You can check if you qualify in 60 seconds, and it won't affect your credit score.
This is not a loan. It's a structured relief plan that may lower your payments, simplify your bills, and shorten how long it takes to get out of debt. Credit card companies aren’t advertising it — but you can still take advantage.
REMINDER: Whether you're in your 20s or 60s — if you carry over $20,000 in debt, this program could help. Check your eligibility now while enrollment is still open.
To qualify, you must:
✔️ Have $20,000+ in credit card debt
✔️ Live in the U.S.
✔️ There’s no cost to check and no obligation to proceed
Appliance breakdowns, HVAC issues, electrical repairs — they can cost thousands. But a home warranty could cover them all.
Many homeowners assume their insurance covers these things — but it often doesn’t. That’s where a home warranty plan comes in. It can help pay for repairs or replacements of everyday systems like your fridge, washer/dryer, AC, or plumbing — even if you’ve lived in your home for decades.
Think about it — if your furnace fails in the middle of winter or your fridge dies during a heat wave, the cost can hit $1,500 or more. A home warranty helps prevent those “wallet emergencies” from becoming financial disasters.
Whether your home is 2 years old or 20+, it’s never too late to protect your systems. It takes less than a minute to check your options, and getting a quote is 100% free.
Choose your age group below to get started:
Homeowners may still be eligible for options that help reduce payments or unlock extra cash.
Even with rising rates, many homeowners are using this simple tool to explore options they didn’t know were available. If your home is worth more than you owe, this might help you take advantage of that equity — and checking takes less than a minute. See what you might qualify for here.
Thousands of homeowners are already exploring their options to pay off high-interest debt, improve their homes, or build a financial cushion. These programs may not be widely advertised, but they’re available now — and they’re easy to check. Start here to check your eligibility.
The process is fast, free, and could make a big difference in your financial flexibility this year.
Reminder: This is only for homeowners — renters are not eligible. If you qualify, now is the time to take advantage before access becomes more limited.
No cost. No commitment. Just a quick eligibility check.
If you deal with an overactive bladder, leaks, or frequent bathroom trips, this gentle solution could help.
Native Hydrate bladder support sticks are made with natural ingredients that help promote better bladder control and reduce urgency. Just one daily serving may support bladder muscle strength and help you feel more confident throughout the day.
This popular drink mix is easy to use, safe, and stimulant-free — and people are starting to notice results in just days.
If you're noticing more forgetfulness or brain fog lately, you’re not alone — and there’s something you can do about it.
Mindful Advantage is a cutting-edge brain support supplement designed to enhance memory, focus, clarity, and verbal fluency — and right now, you can claim a free 2-week sample (just pay shipping).
This formula is packed with ingredients to help support daily cognitive performance, including:
Whether you're in your 30s or your 70s, this offer is available now — but samples are limited. Claim yours today and see if you notice a difference.
Limited-Time Offer: This free sample is only available while supplies last. Don't wait.
You don’t have to be 50 to start saving big. Join AARP today and unlock massive discounts on everyday expenses — including restaurants, takeout, travel, prescriptions, and more.
Perks available with membership include:
How to become a member today:
Limited-Time Offer: Get 25% off your AARP membership — only $15 for the first year with auto-renewal.
Life insurance isn’t just smart — it’s essential. If something happens to you, your loved ones could be left covering mortgage payments, day-to-day expenses, and even your debts. But it doesn’t have to be that way.
This free comparison tool helps you find affordable life insurance policies from top-rated providers — starting as low as $29/month. There’s no medical exam required for many plans, and approval can take just minutes.
Even if you already have coverage, you could save up to 70% by switching. The best part? It’s fast, easy, and completely free to check your options.
No matter your age or health history, there may be a plan for you — but these rates won’t last forever. Protect your family today while it’s still affordable.
Struggling with knee or joint pain? GNC’s #1 joint support formula — Instaflex Advanced — is now offering a free 2-week sample to new customers in 2025.
Created by Dr. David Katz, a leading wellness expert, Instaflex Advanced has helped thousands of seniors get relief from stiffness, discomfort, and mobility issues — with just one capsule a day.
No prescription required. This fast-acting joint formula is sold at GNC and Walgreens — but you can try it now with no commitment. Most users feel a noticeable difference in just days.
Click here to claim your free 2-week sample while supplies last. Ships in 24–48 hours.
After age 50, your body produces less collagen — which can affect your joints, bones, skin, and flexibility.
That’s why many people are turning to this daily collagen supplement — a high-quality protein designed to help improve joint comfort, support bone density, and promote healthier aging from the inside out.
It’s easy to add to your routine and may help you feel stronger, move better, and stay more active — especially if you're over 50 and starting to feel the difference.
Don’t overpay for a new roof — check your ZIP code first. A new roof can cost thousands, but ignoring roof problems can lead to even more expensive damage, mold, or leaks.
Now, thanks to this new online tool, homeowners may qualify for discounted roof replacement programs — including local rebates, special contractor incentives, and even seasonal offers.
Click here to check if you qualify — it takes less than 30 seconds and could save you thousands.
If your roof is over 10 years old, it’s worth checking today. These offers are limited by ZIP code and may expire soon.
Your home is likely your biggest investment — protect it wisely. Whether it’s fire, theft, water damage, or storm-related disasters, the right homeowners insurance can shield you from massive repair bills and financial stress.
Many people are switching to better coverage at lower rates — and now you can too. This free tool compares policies from top insurers and finds the best rates based on your ZIP code and home details.
Bonus: Already paid for the year? No problem. Most providers will refund any unused portion of your current policy if you switch. That means it may pay to shop around today.
Click here to check how much you could save — it takes just a few minutes.
Dreaming of a new bathroom? This free tool connects you with top-rated local contractors offering competitive quotes — so you can upgrade your bathroom without breaking the bank.
Whether it’s a simple refresh or a full remodel, just answer a few quick questions and get matched with the best remodeling pros in your area — all offering FREE estimates.
Because contractors are actively competing for jobs, you can save big by comparing offers before committing. Many homeowners are surprised at how affordable it really is to modernize their space.
Tip: The best deals go fast — check availability in your area now and turn your bathroom into something you love.